Article 3. Compulsory Insurance Cover against Civil Liability in respect of the Use of Motor vehicles

1. Compensation under this Law shall be paid to cover the damage suffered by injured third parties when the persons who caused the damage with the motor vehicle owned or used (hereinafter referred as “used”) by them become liable under civil liability.

2. A contract of compulsory insurance against civil liability in respect of the use of motor vehicles (hereinafter referred to as “the insurance contract”) shall provide coverage against civil liability in respect of the use of a motor vehicle specified in the insurance contract and/or certificate (policy) of compulsory insurance against civil liability in respect of the use of motor vehicles (hereinafter referred to as “the insurance certificate”) for damage, except for the case referred to in paragraph 3 of this Article.

3. Neither the insurer nor the Bureau shall pay compensation in accordance with the procedure established in this Law for damage to the user responsible for the damage or to the motor vehicle used by him or to the property in the motor vehicle as well as to other property of the policyholder or the owner of the motor vehicle concerned.