Vocabulary Notes on the Text. 1 to gain indemnity - обеспечить возмещение убытков

¹ to gain indemnity - обеспечить возмещение убытков.

² insurance premium - страховое вознаграждение, премия.

³ insurance coverage - страховое покрытие.

⁴ insurance against fire - страхование от пожара.

⁵ theft/burglary insurance - страхование на случай кражи.

⁶ accidence insurance - страхование от несчастных случаев.

⁷ against all risks - страхование от всех рисков.

⁸ "with average" - включая аварию.

⁹ "free of particular average" - свободно от частной аварии.

¹⁰ general average - общая авария.

¹¹ a floating policy - генеральный страховой полис.

¹² a cover note - "ковернот", свидетельство о страховании.

Exercises on the Text

Read and translate the text.

2. Translate the following words and learn their pronunciation:

indemnity; burglary; threat; premium; coverage; average; pilferage; vibration; hazards; adventure; financial; particular; towing; warehoused; accidentally; extraordinary; repair; lighten; neglect

3. Answer the following questions:

• 1) What is the general idea of insurance?
• 2) What kind of hazards can arise while goods are being stored or are in transit?
• 3) How are goods normally insured?
• 4) How is insurance value calculated?
• 5) What types of insurance coverage can you mention?
• 6) What do W.A. and P.P.A. clauses mean?
• 7) What’s the difference between a particular average and a general average?
• 8) What kind of documents are issued by insurers?

4. Explain the meanings of the following terms in English:

insurance premium; insurance policy; insurance certificate; a floating policy; a cover note; particular average; general average; W.A. clause insurance; P.P.A. clause insuarance; burglary; pilferage

Use the terms of Exercise 4 in sentences of your own.

6. Reproduce the situations from the text where these collocations were used:

to gain indemnity; to go wrong; to disappear without trace; to cause damage; to put out a fire; to act as a contract; to cover goods up to a large sum of money; to give proof of smth

7. Give English equivalents of the following:

страховка (страховая сумма); страховое дело; страховая премия; страховое покрытие; страхование от пожара/на случай кражи/от всех рисков; генеральный страховой полис; воровство; мелкая кража; плохое обращение (с товаром); риск

Sum up the contents of the text according to your own plan.