Handling your Money

Most banks in the USA open at 9:00 and close between 3:00 and 5:00, but stay open later on Fridays. Some banks have longer hours in order to attract customers. What’s the best way to carry money safely while you are travelling? There are three possibilities – personal checks from your country, traveller’s checks and credit cards. Some American banks accept foreign checks such as Eurocheques, the problem is that only banks, which are used to dealing with foreigners will know what Eurocheques are. It may be more convenient to carry traveller’s cheсks, which are insured against loss. They should be in dollars, because only a few banks do much business in foreign currencies. If your checks are not in dollars, it may take you a long time to find a bank that will exchange them. You can use traveller’s checks almost anywhere – in restaurants, stores or ticket offices- without having to go to a bank. If you run out of them, you can buy more at most banks. Their service charge will vary, though, so ask what it is before you buy your checks. Americans would say the best way to carry money is to have a major credit card like Visa, MasterCard or American Express. Credit cards can be cancelled if they are lost or stolen. And because they are widely accepted in the USA, it is easy to use them to pay for lodging, transportation, meals and things you want to buy from larger stores. Of course, you can’t get along without cash, but you don’t need to carry much with you.

1.2. Соедините слова с их русскими эквивалентами. Перепишите выбранные Вами варианты.

1. Accept a) валюта, деньги 2. Credit card b) иметь дело с 3. Cash c) дорожный чек 4.Traveller’s checks d) менять(ся), изменять(ся) 5.Deal with e) личные чеки 6.Personal checks f) наличные деньги 7. Currency g) обменивать 8.Exchange h) удобный 9.Vary i) принимать 10. Convenient j) кредитная карточка

1.3. Перепишите следующие выражения и напишите их английские эквиваленты.

Привлекать клиентов; наилучший способ путешествовать; возможность; принимать чеки; иметь дело с иностранцами; утрата; заканчиваться; воровать; носить.

1.4. Перепишите вопросы к тексту и письменно ответьте на них..

1.What are the opening hours in most banks of the USA? 2. Is it a good idea to have a credit card when you travel in the USA? 3. What currency should traveller’s checks be in? 4. What is the best way to carry cash? 5. What is to be done when a credit card is lost? 6. Why is it not convenient to have personal cheques from your country?


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