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Газеты напечатали статью о слиянии компании

Премьер-министр рекомендует управляющего банком

Управляющий является главой банка Англии

Королева назначает управляющего банком

Не каждый банк имеет право чеканить монеты и управлять национальным долгом страны

В нашем городе много филиалов этого банка

Учетные дома предлагают широкий спектр услуг

Кто возглавляет ваш банк?

Ответьте на вопросы

1. What is the central bank of England?

2 Who is the head of the bank?

3. When was the bank established?

4. How many members are the in the court of Directors?

5. What are the functions of the Bank?

6. What are the layers of the English banking system?

7. What services do the commercial banks offer?

8. What is the symbol of British banking? Why?

Тема: FEDERAL RESERVE SYSTEM OF THE U.S.A

Federal Reserve System is the central banking system of the United States of America, set up by the Federal Government in 1913. On account of the vast area of the country, and the greater difficulties of travelling at that time the country was divided into twelve Federal Reserve Districts, each with its own Federal Reserve Bank.

Here is map showing FR Districts and the cities where FR Banks are located: There are also twenty five branches of the Federal Reserve Banks to serve particular areas within each district. The activities of the Federal Reserve Banks are coordinated through the Federal Reserve Board of governors in Washington. The Board exercises general supervision over the Federal ReserveBanks. The Federal Reserve Banks hold the reserves of the member banks, i.e. the commercial banks which are members of the Federal Reserve System. The FR Banks supply the member banks with currency if necessary and act to them as lenders by rediscounting bills. The Board determines the reserve requirements of the commercial banks. The Board too really determines discount rates. The Board discount rate corresponds in nature to the English Bank rate, though the Federal Reserve Banks do not always have the same discount rate. The Federal Reserve System, in collaboration with the Government of the U.S.A., determines monetary policy and, aided by the Federal Reserve Banks, carries it out.

All national banks must be members of the Federal Reserve System. Incorporated state banks including commercial banks, mutual savings banks, trust companies, and industrial banks, may also join the System. Incorporated state banks are those which have a charter from the state to act as an individual.

Mutual savings banks are savings banks owned by their depositors. Industrial banks make loans for the purchase or manufacture of industrial products.

WORDS

Federal Reserve System – Федеральная резервная система США

to set – ставить

to set up – устанавливать, назначать, создавать, основывать, открывать

vast – обширный, громадный

area -площадь

to travel -передвигаться, путешествовать

to divide -разделять

to locate – располагаться

to coordinate – координировать

to exercise – осуществлять

supervision – наблюдение, надзор