Are not allowed to issue room keys or make

 

35 In the 30s the US economy, … great losses.

One of the world’s strongest economies, sustained

one of the strongest world’s economies, suffered a

the strongest world’s economy, was suffering

one of the world’s and the strongest economy, was sustaining

 

36 We were … and ….

advised going to Europe … climbing the Alps

recommended to go to Switzerland … climb Mont Blanc

made to go to Switzerland … climb Alps

allowed going to mountains … climbing Mont Blanc

 

37 By the end of the week Jane … the financial report for three weeks and it ….

has been writing … won’t still be finished

is writing … won’t be yet finished

will have been writing … still won’t be finished

will be writing … won’t be finished yet

 

38 By the time Mr. Grant …, he … at the University for more than twenty years.

retires …’ll be working

retires …’ll have been teaching

will retire … will have taught

retired … has already worked

 

39 … of mistakes James makes ….

The number … is startling

The number … are startling

A number … is startled

The amount … startling

 

40 A broker at a large stock exchange has lost … in disastrous trades.

a hundred and fifty of millions dollars

one hundred fifty millions of dollars

A hundred and fifty million dollars

hundreds of millions dollar

 

41 This year a research survey of 3,500 customers … of them prefer … the telephone or the internet.

has shown that 61 percents … using a bank branch to using

has shown that 45 percent … to use a bank branch rather than

showed that 35 percent … to use a bank branch rather then to use

had shown that 51 percents … using a bank branch than using

 

 

42 … increase in … part-time work.

There has been a remarkable … the number of

It has been a striking … the quantity of

Economists record an impressive … the volume of a

There has been a dramatic … the amount of

 

43 At last Alfred decided … instead of shares, as … safer.

buying $10,000 bonds … they probably are

to buy a 10,000 dollars bond … probably it is

purchasing a $10,000 bond … there’s probably

to purchase a $10,000 bond … it’s probably

 

44 The most powerful person in … is the president, while … it is not so.

the United States … in the most of the rest world

the USA … in most of the rest of the world

USA … in other countries

the US … in most of the rest political systems

 

45 Last year a young man ….

had worked in a factory for twelve hours a day at nine shilling in a week

worked twelve hours in a day for nine shillings a week at a factory

Worked in a factory twelve hours a day for nine shillings a week

has worked twelve hours a day per nine shilling a week in a factory

 

46 … five minutes past six. … office to the bank?

It’s … How far is it from your

There is … How far is it from your’s

Its … How far is there from yours

There are … How far it is from your

 

47 It’s a well-known fact that we charge … at first, because we want … units of the product as possible.

really a low price … sell a lot of

a quite low price … to sell as much

a really low price … to sell as many

rather a low price … selling so many

 

48 He gave ….

to them the news which was to be read in “Financial Times”

us the news that were read in “The Financial Times”

to all of us the news what was read in “The Financial Times”

them the news which was to be read in “The Financial Times”

 

49 It is … that … differs from Modern English.

quite obvious … the English language of the fourteenth century

absolutely obviously … the English language of fourteenth century

quiet obvious … English language of the fourteen century

obviously … the English of the fourteenth century

 

50 At the end of our meeting some partners didn’t accept our new … was not at all ….

terms, which … surprising

offer, what … surprising

proposal, which … surprised

conditions, that … a surprise

 

51 In case a firm … demand for its products than it’s able to supply, it … its prices.

will have a higher … will rise

has the highest … probably will raise

has a higher … can raise

is having a higher … is rising

 

52 In accordance with our terms and conditions there … account charges as long as you … in credit.

are no any … remain

will be no any … will remain

won’t be any … will have remained

are no … remain

 

53 A little break … have … all these years.

as this is what the employees … been expecting for

like this is what the employees … been expecting

like this is that the employee … to be expecting during

as this is what the employee … expected

 

54 Hurry up! By the time we … the office, the meeting ….

arrive to … will already start

arrive at … will already have started

will arrive in … already will start

will get to … will have already started

 

55 … for the company to survive.

The bigger the losses will be, the harder it will be

The biggest the losses are, the hardest it is

The bigger the damage will be, the harder it will be

The bigger the losses are, the harder it is

 

56 The Prime Minister is going on a tour of....

Central Asia and then the Eastern Europe

Netherlands and Denmark

The United States of America and the United Kingdom of Great Britain

the Middle East and the South Africa

 

57 As a rule the greater the risk for the bank …, the higher the interest rate they ….

of not being repaid will be … will charge

of not being repaid … charge

for not been repaid is … charge is

will be of not being repaid … will be charged

 

 

58 Finally he asked: “Have you … this document?”

Any objections to signing

any objections of signing

no any objections to sign

some objections against signing

 

59 In conformity with the law the US corporations … of their capital by buying back their own shares.

also are permitted to reduce the sum

are sometimes forbidden reduce some

Are also allowed to reduce the amount

often are permitted reduce the number

 

60 At last an agreement …. He was granted … leave.

has been arrived at … a ten days

was arrived … a two week

had been arrived to … two week's

was arrived at … ten days’

 

61 Internet Banking manager is absolutely tired. He … his report about the future of

e-banking.

has been working hardly for all the day because of

Has been working very hard all day long writing

was working very hardly making

had been working too hard when he wrote

 

62 I wonder what... at this time tomorrow.

will they do

they will be do

They will be doing

will they be doing

 

63 Look! If our company wants to interest investors in the new project, … a business plan, …?

we’d better write … hadn’t we

you’d better to write … wouldn’t you

we’d rather write … hadn’t we

I’d rather to make … shouldn’t I

 

64 … these financial reports … if you never use them.

It’s no point reading … any more

It’s no good to read … further

There is no point in reading … any longer

There is no use in studying … any longer

 

 

15 The SAT tests are used … by many American universities.

- like an entry test

- like entry test

- as a entry tests

- as an entry test

 

16 Since we’ve had a cleaner, the house has become a lot … it used to be.

- tidy than

- tidier than

- more tidier than

- tidier as

 

This is the … state the finances have ever been in.

-: bad 

-: worse

+: worst  

-: bed

 

Our profits … compared with last year.

+: have doubled 

-: doubling

-: doubles 

-: have double

 

… effort we put into this project, … slowly it seems to progress.

-: Many … few 

+: The more … the more

-: Few … the much 

-: The more … the few

 

… we postpone the decision, … serious the situation will become.

-: Long … much  

-: Longest … more

-: The longer … much 

+: The longer … the more

 

Very … companies specialize in this product.

+: few

-: a little

-: more 

-: less

 

Could you give me … about my application?

-: an advice

+: some advice

-: advices 

-: advise

 

… of companies have already closed down.

-: A small amounts

-: Small amount

+: A small number 

-: A small numbers

 

This phrase “subliminal advertising” … in 1957 by the US market researcher James Vicary.

-: coins

-: has been coin

-: have coined 

+: was coined

 

The economists … this put forward powerful arguments.

+: who believe

-: which believe

-: who believes 

-: whose believes

 

In the end the company … the workforce.

-: hadn’t to reduce

+: didn’t have to reduce

-: hadn’t reduce

-: didn’t have reducing

 

In a changing economy, the number of people who run their own businesses from home ….

+: is increasing

-: increasing

-: is increase 

-: is increases

 

According to Karen Holmes, a financial consultant, it … easier and easier to run your own business from home.

-: is became

+: is becoming

-: become 

-: is become

 

The banking system makes … available to fuel the economy.

-: a money

-: a few money

+: money  

-: few money

 

In a surprise announcement, the Governor of the Central Bank … his resignation today.

+: has announced

-: announce

-: did announced

-: has announce

 

The company … financial services for the past 14 years.

-: has been provided

+: has provided

-: is provided

-: are provided

 

He … the post of chief executive for the past five years.

-: has hold

-: hold

-: helds

+: has held

 

It caused over …, and put a lot of people out of work.

+: $ 10 million damage

-: $ 10 millions of damage

-: $ 10 million of a damage 

-: $ 10 million of damages

 

Despite these promising sales results, we expect that profits will … in the long term.

-: fell 

+: fall

-: feel

-: felt

 

We will begin to market this new product only after we … it thoroughly in real life conditions.

-: tested

-: will testing

-: testing

+: test

 

Some people expect that the price of future technology will be lower if more and more people … interest in this trend.

-: will takes

+: take

-: took

-: would take

 

The first banks were probably established around … ago.

-: five thousands of years

-: five thousand of year

-: five thousand year  

+: five thousand years

 

Banking was first restricted by Christian beliefs, and then abandoned, not reappearing until ….

+: the Middle Ages

-: Middle Ages

-: the Middle Age  

-: Middle Age

 

The oldest bank still operating today is the Banca Monte, which … in 1472.

-: was find  

+: was founded

-: founded

-: was founds

 

Modern finance and banking … in London and Amsterdam in the 17th century.

+: originated

-: originate

-: originates

-: has been originated

 

In the early 14^th century, for example, Italian banks … branches all-over Europe.

-: has

-: have

-: have had

+: had

 

If the government … the banks, they ….

-: didn’t help … will not survive

+: does not help … will not survive

-: does not help … wouldn’t survived

-: didn’t help … wouldn’t survived

 

The financial situation is critical, and if we … now, it will be too late.

+: don’t act

-: won’t act

-: acted

-: didn’t acted

 

If you … enough money to make any payments, you can take a payment break, but we will continue to charge you.

-: didn’t have

-: wouldn’t have

+: don’t have

-: won’t have

 

Five people were interviewed for the position, none of … were suitable.

-: who

-: that

-: whose 

+: whom

 

The company discovered what their customers … by using a team of researchers.

-: wants

+: wanted

-: will have want

-: have want

 

… is considered to be a part of national security and we should view the environment as a vital national interest.

-: The economical

+: Economy

-: The economic

-: The economist

 

Employees are encouraged … rather than wait for instructions.

-: making decisions for themselves

+: to make decisions for themselves

-: to make decisions for themself 

-: making decisions for them

 

Many senior personnel said that working long hours ….

+: was expected of them

-: expected of themselves

-: is expected of they 

-: was expected of theirself

 

The … trend in the first quarter was a gradual decline in exports.

-: economical

+: economic

-: economics

-: economist

 

The annual revenue from oil exports continued to … during the 1990s.

-: rose

-: raise

-: raised

+: rise

 

Profit margins on … have been lowered in order to attract customers.

+: luxury goods

-: luxury good

-: luxuries goods  

-: a luxury goods

 

A course in … teaches you the value of organizing your life in order to achieve your goods.

+: time management

-: a time managements

-: a times management 

-: times managements

 

The company decided that they … appoint someone to mediate between management and the workforce.

+: had to

-: have had

-: had have to

-: had

 

Last year I … a brief internship in a company in the USA, which gave me valuable work experience.

+: did

-: do

-: done

-: have done

 

If the factory is moved overseas, this action … the livelihood of hundreds of local people.

-: would threatens

+: will threaten

-: will be threaten

-: will threatened

 

The fact … that it is becoming increasingly difficult to get skilled labourers with the right qualifications.

+: remains

-: is remaining

-: remain

-: is remain

 

The company, … 340 union members walk out in a pay dispute, has also suffered this year from the industrial action.

-: who seen

-: which see

+: which saw  

-: who sees

 

Through market research the advertising company … target customer last year.

 -: identify it’s

+: identified its

-: has identified its

-: identifies it is

 

We … ten thousand customers on average every week.

-: have serve

+: serve

-: served

-: are serving

 

Why are you putting … in the bank?

+: so much money   

-: so more money

-: such a money  

-: such much money

 

If you … your money in the bank it will earn ten per cent interest.

-: will put

-: would put

+: put

-: will have putting

 

Most banks will pay interest on your savings, and you … afford all those things which seemed to cost too much before.

+: will be able to

-: are able

-: being able

-: will able to

 

Your friendly branch manager can give you … for the future.

-: an advice

+: advice

-: advices

-: many advice

 

We cannot accept applications for a post of a senior manager … after the closing date.

-: sending

-: send

+: sent   

-: sended

 

As a result, frequently workers’ technical expertise … precedence over … and without workers with the necessary experience, it is impossible for companies and organizations to flourish.

+: often takes … basic knowledge

-: takes often … a basic knowledge

-: often is take … basic knowledge 

-: often takes … basic knowledges

 

If more money is not invested in the education system, the workforce will be ….

-: less good - train

+: less well - trained

-: little well - training

-: a little good - trained

 

Countries … build up currency reserves to buy foreign products last year.

-: hadn’t

+: didn’t have to

-: hadn’t had

-: didn’t had

 

They … money left after paying for all their outgoings.

-: hasn’t had much  

+: don’t have much

-: don’t have many

-: hadn’t to have many

 

Their major aims are the following: to keep a tax burden … through firm control over public expenditure.

-: such lowly as possible 

+: as low as possible

-: so low as possible

-: as lower as possible

 

The economic agents … in a complex web of transactions involving factors of production and outputs.

+: are engaged

-: being engaged

-: engage

-: engaging

 

Great Britain consists of … parts.

-: the three

-: an three

-: a three

+: three

 

… is the universal language of the world.

+: Music

-: A music

-: The music

-: An music

 

We will take … holiday.

-: four-day

+: a four-day

-: four-days

-: a four-days

 

Ill news … fast.

+: travels

-: travel

-: are travel

-: are travelling

 

They became successful ….

-: businessmens

-: businessman

-: businessmans

+: businessmen

 

This is … room.

+: Jane and Mary`s

-: Jane`s and Mary`s

-: Jane`s and Mary

-: Jane and Mary

 

A man is … old … he feels.

-: as … that

-: so … that

+: as … as

-: so … as

 

What`s the … news of today?

-: later

+: latest

-: the last

-: last

 

That was … case in his practice.

+: the least difficult

-: the less difficult

-: the least difficulter

-: the less difficulter

 

… the traffic goes by the main road.

-: A most

-: The most

+: Most of

-: Most

 

Does this car use … petrol?

+: much

-: many

-: a few

-: few

 

Have you got … objections?

-: none

-: no

-: some

+: any

 

I got the book without … difficulty.

-: some

+: any

-: no

-: many

 

… the greatest gain is to be a loser.

+: Sometimes

-: Some time

-: Many time

-: Any time

 

Selfish people think mainly of ….

-: one other

-: each other

+: themselves

-: one another

 

I don`t like … jokes.

-: hers

-: he`s

-: her`s

+: her

 

It was reported that … were present at the meeting

+: both

-: each

-: none of

-: everybody

 

Tom has … finished his work.

-: still

+: already

-: since

-: yet

 

Do you want … tea?

-: many

+: some

-: a lot

-: any more

 

I can come tomorrow if you … it.

-: is like

-: will like

-: liked

+: like

 

You are going on a long journey. … care on the motorway.

-: Takes

-: To take

+: Take

-: Taking

 

… there … a lecture tomorrow?

Will … be

May … be

Shall … be

Would … be

 

The city of Montreal … 70 square miles.

covering

to cover

Covers

is covered

 

Now she … difficulty in putting facts in order.

Is having

has been having

had

has had

 

Scientists in many different countries … to explain its mystery now.

had worked

worked

have worked

Are working

 

The nation`s income and productivity … enormously over the past 70 years.

risen

has risen

Have risen

rised

 

It … since early morning.

Has been raining

have rained

had rained

rained

 

We … take a vacation this month.

is not

had not

Will not

are not going

 

What … you … at 4.30 tomorrow afternoon?

would … done

were … do

is … doing

will … be doing

 

Dinosaurs … millions of years ago.

Died out

had died out

were died out

are died out

 

Can you come over to me on Friday? - Sorry, I`d love to, but I … for Paris tomorrow.

leaves

Am leaving

will have leave

is leaving

 

Have you finished the translation yet? – I … the translation by nine o`clock tomorrow morning.

have finished

had finished

Will have finished

would have finish

 

His parents were sick, they didn`t have much money, so they … pretty desperate.

are getting

have gotten

had got

Were getting

 

By the 16^th century a new economic system … feudalism.

replaces

was replacing

Had replaced

was replaced

 

The students … on the Industrial Revolution at the end of the term.

Will be tested

are being tested

will have been test

will have test

 

The bridge … by tomorrow.

is being reconstructed