2015-05-14
480
1. When people set up a new business they need help in financing it. In this case they must know how much money they need to borrow and how many workers they need to employ. To do it they usually draw a cash flow chart.
2. What is cash flow? Money can do two things: it comes in and goes out. This is called cash flow. When it comes in faster than it goes out the business is effective and vice versa.
3. Borrowing money from the bank. The bank managers will lend you money only when they think your business is a good investment. Bank lending money may ask you to provide a security. Security is property that guarantees your ability to pay off your debts if your business goes bust. Sometimes it is enough to provide a guarantor (your friend or relative who can repay your loan for you).
4. There are different forms of borrowing money. The main two are overdraft and loan. Overdraft. You can take out more money than you have in your account. The bank sets up the limit. You pay interest on all the sum you borrow on a daily basis. The bank can ask you to repay your overdraft at any moment.
5. Loan. This is safer than an overdraft because the period of you repay is fixed. But you pay interest on the whole loan though you may need less.
Найдите в правой колонке русские эквиваленты английских слов и словосочетаний
| 1) to borrow money 2) to lend money 3) to set up a new business 4) cash flow 5) to draw a chart 6) to provide a security 7) to pay off debts 8) interest 9) overdraft 10) loan 11) to take out money 12) account 13) property 14) borrowing | a) движение денежной наличности b) счёт (в банке) c) чертить схему d) ссуда, заём e) брать взаймы, получать заем f) давать взаймы, одалживать, ссужать g) (ссудный) процент h) овердрафт; превышение кредита в банке i) предоставить залог, гарантию j) собственность k) расплатиться с долгами l) снять деньги со счета m)создать новое предприятие, начать новое дело n) заём, кредит, ссуда |
3. Переведите на русский язык интернациональные слова, встречающиеся в тексте "Borrowing money"
|
|
|
effective, bank, manager, investment, guarantee, form, limit, interest, basis, moment, sum, guarantor
