Vocabulary. liability – обязательство, задолженность, денежные обязательства

liability – обязательство, задолженность, денежные обязательства

interest – ссудный процент, проценты, доход с капитала

fund – фонды, денежные средства

deposit funds – средства на депозитных счетах

access – доступ

on demand – по требованию

checking account – амер. текущий счет

demand deposit account – бессрочный вклад savings account – сберегательный счет/вклад (monetary) return – оборот, доход, прибыль preset – заранее установленный

time deposit = term deposit – срочный вклад

roll over – пролонгация срока кредита путем выпуска новых долговых обязательств

yield (on the money) – доход, доходность

6. Give Russian equivalents:

bank book to owe

to charge a fee to pay interest short notice

7. Choose words from the list to fill in the gaps, then use them to make sentences:

monetary, account, checking, liquid

1. holder

2. assets

3. account

4. return

8. Answer the questions:

1. What is a deposit account?

2. What does the resulting balance represent?

3. What is a checking account?

4. How do checking accounts differ from savings accounts?

5. What is a time deposit?

6. What happens to time deposit when the term is over?

9. Use words/phrases from the list to help you retell the text: a deposit account, be deposited, be withdrawn, a liability, charge a fee, pay interest, frequent access, checking account, savings accounts, a monetary return, a high rate of interest, time deposit, the yield on the money.

Unit 4